Unlock Your Dream with Personalized Mortgage Solutions

Leading the Way in Mortgage Solutions

LBT Mortgage is passionate about helping individuals and families achieve their dream of homeownership.
Our focus is on providing accessible mortgage solutions, such as first-time homebuyer loans and competitive refinancing options.
We prioritize transparency, integrity, and client satisfaction.



Ready to Take the Next Step?

Your Home Awaits

Let us guide you through the mortgage process with ease. Our team is ready to assist you in securing the right financing options for your needs.

 

Here's what makes our offerings stand out:

 

  • Harbor 100% FHA Program: This program is perfect for borrowers who may not have their W2s, paycheck stubs, or tax returns ready. It's ideal for those who don't file tax returns on time but have been a W2 employee at the same job for two years. We simplify the process by using only a written verification of employment.

 

  • Diverse Down Payment Assistance (DPA) Programs: We offer several additional DPA programs to help your clients achieve their homeownership dreams with ease.

 

 

  • No-Income Loans for Primary Residences: These loans are tailored for clients who may not have traditional income documentation, providing them with the flexibility they need.

 

  • Non-QM Loan Products: With competitive interest rates ranging from 6.625% to 9.00%, we cater to self-employed individuals, foreign investors, and those with complex income streams.

 

 

  • Fast Processing Times: Our efficient processing ensures that your clients can close their loans quickly, with an average processing time of 13-18 days.

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